Authologic vs Signicat | Identity Verification Comparison

Authologic vs Signicat at a glance

Figures for Signicat come from its public website and developer documentation as of July 2026.

Which should you choose?

Choose Signicat if:

• Qualified electronic signing outside the EUDI Wallet is your core need - contracts, eSeal and QES from a provider operating its own Qualified Trust Service Provider (QTSP)

Choose Authologic if:

• eID and wallet-based verification is your core need - in Europe, beyond it, or both, across all three generations of digital identity
• You want to prepare for wallet-based QES - eIDAS 2.0 requires EUDI Wallets to provide qualified electronic signatures free of charge for non-professional use, and Authologic will soon support QES within the wallet ecosystem

If you are earlier in your evaluation and still mapping requirements, start with our KYC buyer's guide, which walks through how to assess verification providers step by step.

Capability snapshot as of July 2026, based on both companies' public documentation. Full details and sources in the comparison table above.

What is Signicat?

Signicat is a European provider of digital identity and electronic trust services, offering identity verification, authentication, electronic signatures and orchestration tools that enable secure, compliant digital interactions across borders. Founded in 2006 and headquartered in Trondheim, Norway, it operates across Europe and serves hundreds of enterprises in financial services, government, healthcare, insurance, and other regulated industries.

Signicat is one of the first certified QTSPs under eIDAS 2.0. That status matters: it means Signicat has undergone the independent audit and accreditation process required to issue qualified electronic signatures with the legal weight of a handwritten signature across the EU. It is a genuinely difficult credential to hold, and relatively few providers do.

The EUDI Wallet scheme presents an ambitious push toward digitisation across Europe, and Signicat has positioned its eID and Wallet Hub as a strategic bridge through what its own head of authentication described as "organised chaos" - businesses legally required to accept a new wallet most of their customers don't have yet, while supporting the national and banking ID systems those customers use today.

What is Authologic?

Authologic is a global trust platform covering all three generations of digital identity - legacy documents and biometrics, today's national eIDs and bank IDs, and next-generation wallet credentials - unifying over 90 verification methods from more than 80 providers across over 236 countries and territories. 

The founding premise is that document scanning should be the infrastructure of last resort, not the default path. Where a government-backed eID or wallet is available, using it instead of document capture can reduce friction, limit exposure to document fraud and shorten the onboarding process. 

Authologic's OmniID platform connects businesses to multiple identity verification methods and automatically selects the most appropriate method based on a user's location and device, while providing fallback options such as document verification where digital credentials are unavailable.

The approach is already in production across regulated industries: mBank Group's mElements runs B2B merchant onboarding on it, Intrum uses it for self-service identity checks, lender WEALTHON cuts document fraud with it, and mobility operator 4Mobility verifies renters through it.

Authologic is a Y Combinator alumnus and a venture-backed company with 100+ regulated customers in production. It is headquartered in London, with offices in Warsaw and San Francisco. In July 2026, Authologic partnered with Google, enabling businesses to accept identity credentials stored in Google Wallet - including Google ID Pass, available in the United States, United Kingdom, Brazil, Singapore and Taiwan. When a business requests verification, the user shares only the attributes needed, such as name or age confirmation, directly from their device.

The eIDAS 2.0 clock is ticking

This is the context that makes the comparison urgent rather than academic.

eIDAS 2.0 requires every EU Member State to make at least one EUDI Wallet available to all citizens and residents by December 2026, and creates a mandatory acceptance obligation for financial institutions and other regulated businesses by December 2027. The obligation is not optional for covered organisations. It is not limited to customer-facing channels. And it is not satisfied by accepting other forms of digital identity. If a customer presents a valid EUDI Wallet credential for onboarding or re-verification, you must have a system capable of processing it.

The scale is continental: roughly 450 million EU citizens and residents will be offered a digital identity wallet. The amended regulation also introduces a harmonised sanctions regime, with administrative fines of up to EUR 5 million or 1% of total worldwide annual turnover - and enforcement of the acceptance obligation is expected to follow the same model. For organisations in financial services, healthcare, telecommunications and the public sector, the practical consequence is identical: verification infrastructure that can process credentials issued in any Member State.

July 2027 brings the AMLR, which ties identity verification to eIDAS-compliant methods. December 2027 is mandatory acceptance for regulated industries. Whether every wallet will be ready for every SCA use case on day one remains an open question - the legal obligation to accept them does not.

Authologic is built for this transition. The question is what happens to your users who aren't EU citizens, and what happens to the majority of your EU users who won't have a wallet for months or years after the December 2026 issuance deadline. 

Every one of those users needs a fallback. What that fallback is - a high-assurance eID, or a document scan - determines your actual conversion rate.

How do Authologic and Signicat compare on eID coverage?

The short answer: Authologic is global, Signicat is European - and the difference shows inside Europe too.

With Signicat, businesses get access to 35 European eID schemes through a single integration - BankID, MitID, itsme and Smart-ID among them. But 35 schemes is not full European coverage: government wallets such as Poland's mObywatel, used by more than 12 million people, are not among Signicat's publicly listed methods (as of July 2026). Even inside Europe, a coverage gap means a document-scan fallback.

Authologic supports over 90 eID methods from more than 80 providers across over 236 countries and territories - including government-backed identity systems in markets far beyond the EU. The gap matters the moment you have users outside Europe, or users inside Europe who don't have a Signicat-supported eID.

In a Signicat flow for a non-EU user - or an EU user whose eID isn't among its 35 schemes: a document scan. In an Authologic flow: route to the best local eID or government wallet available, hold document scanning in reserve.

That difference can affect conversion. Signicat's own Battle to Onboard research found that abandonment of financial services onboarding rose from 40% to 68% over six years, with identity verification contributing to friction in the onboarding process. Government-backed eIDs can offer shorter flows and fewer user actions than document-based verification, particularly in markets where adoption is already high.

For a real-world example of what this looks like for a telecom operator verifying subscribers of every nationality, see the FONIA case study.

How do Authologic and Signicat approach identity orchestration?

The difference is platform default versus customer-configured.

Integrating regional eIDs one by one creates fragmented workflows, vendor lock-in and compounding technical debt. Every new market means another integration to build, certify, monitor and maintain. Both companies solve this problem, but from different starting points.

Authologic is built as an orchestration layer by design. One integration dynamically routes each user to the highest-converting local eID or wallet available, and falls back automatically when a method fails or is unavailable. Routing and fallback are platform defaults, not workflows the customer builds and owns.

Signicat approaches orchestration through Signicat Mint, a no-code platform that allows businesses to create and manage their own verification workflows without extensive programming knowledge.

Signicat's developer documentation reflects the same structure: separate APIs per product, with authentication protocols - OIDC, SAML and its own Authentication REST API - documented separately. Authologic exposes one REST API across all products, so adding a method or a market later is a configuration change, not another integration project.

The practical question for your engineering team: when your verification logic needs to change because a country launches a new eID scheme, who does the work - you, or the platform?

How do Authologic and Signicat handle open banking and source of funds?

Authologic includes source of funds and source of wealth verification derived directly from open banking transaction data, covering 30 countries and 2,500+ banks. SoF/SoW comes bundled with identity verification in the same API, rather than requiring a separate integration.

Signicat's Open Banking Hub, launched in October 2024, focuses on bank account verification and affordability checks across 22 countries through aggregator partnerships. Risk-related data collection, including source of funds and wealth information, is available within its onboarding solutions.

For businesses subject to AML source-of-funds obligations - iGaming operators under affordability requirements, wealth managers, crypto platforms - the architectural question is the same one that runs through this entire comparison: one integration or several?

Where Signicat is stronger: QES

Signicat is a Qualified Trust Service Provider (QTSP) for standalone QES and is registering as a QTSP for Qualified Electronic Attestations of Attributes under eIDAS 2.0. Operating a QTSP means passing an independent audit against ETSI standards, maintaining accreditation across multiple member states, and holding legal liability for the validity of every signature issued. Signicat has been doing this since before most of its competitors existed.

Authologic provides QES through a certified partner. If qualified electronic signing at scale - contracts, regulated agreements, notarised documents - is central to your use case, Signicat is the stronger choice on this specific capability.

There is a structural shift underneath this comparison. QES has historically been a paid trust service - the core of Signicat's business for two decades. eIDAS 2.0 rewrites those economics: Article 5a requires EUDI Wallets to provide qualified electronic signatures free of charge for non-professional use. Signicat's own signing and trust services lead has publicly questioned the wallet's economics, warning that "without viable payment mechanisms, the system risks relying entirely on government funding" and that every component of the wallet ecosystem needs "a sustainable business model". Authologic carries no legacy signing revenue - for an orchestration platform, free wallet-based QES is upside, not disruption.

Those are legitimate questions - and they are also the questions a company asks when regulation turns the free version of its core product into a legal requirement.

The honest framing: if you need established, standalone QES infrastructure today, Signicat has two decades of it. If you want QES the way eIDAS 2.0 is redefining it - free of charge for citizens within the EUDI Wallet - Authologic will soon support qualified signatures inside the wallet ecosystem, alongside its global eID coverage. 

Which is better for iGaming operators?

In iGaming, the method matters as much as the check itself. For operators active across multiple regulated markets, three problems make identity verification harder than it looks from the outside.

Fragmented regulation. Every market mandates different identity standards, different acceptable methods, and different obligations for operators. A provider limited to European eIDs forces document-based workarounds the moment you expand - and document-based workarounds are exactly what regulators are scrutinising most closely as AI-generated fraud scales.

Multi-accounting and bonus abuse. This is the one that costs operators the most money and gets the least technical attention. Document checks alone cannot prevent a player from registering twice. Government-backed eIDs bind verification to a real, unique individual at the national identity level. A player cannot register under the same eID twice. An eID-first approach doesn't just comply with regulation; it directly solves one of iGaming's most expensive operational problems at the infrastructure layer, before any manual review process begins.

Tightening compliance stacks. PEP and sanctions screening, affordability checks, source of funds verification and responsible gambling measures increasingly need to coexist in a single onboarding flow. Authologic's iGaming customers include STS, LVBet, Betfan and Superbet. LVBet - operating in Poland and Latvia - replaced OCR-only document verification with eIDs including mObywatel, mojeID, Smart-ID and eParaksts, accessed through a single API.

Pricing

Both companies price on request, based on verification volume, methods used and markets covered.

FAQ: Authologic vs Signicat

Is Authologic a good alternative to Signicat?

Yes - for eID and wallet-based verification in Europe and beyond. Authologic covers over 90 methods across over 236 countries and territories, including European methods absent from Signicat's 35 schemes, such as Poland's mObywatel (as of July 2026), and adds automatic method fallback and source of funds verification. For businesses whose core requirement is in-house qualified electronic signatures from a QTSP, Signicat is the stronger choice on that specific capability.

Does Signicat support eID verification outside Europe?

Signicat's eID and Wallet Hub covers 35 European schemes. Outside Europe, Signicat verifies users through document scanning. For eID-based verification in non-EU markets, a provider with global eID coverage is required.

What is the main difference between Authologic and Signicat?

Category and coverage. Authologic is a global, wallet-first trust platform covering all three generations of digital identity. Signicat is a European digital identity platform with electronic signing at its core. Authologic routes each user automatically to the best available verification method across over 236 countries and territories, with identity and AML handled together. On qualified signatures the models differ: Signicat operates its own QTSP with a full QES suite built as a paid trust service, while Authologic offers QES via the EUDI Wallet ecosystem (coming soon) - where eIDAS 2.0 makes qualified signatures free of charge for non-professional use - or through a certified partner.

Can Authologic handle EUDI Wallets?

Yes. OmniID connects businesses to Google Wallet, government eIDs, EUDI Wallets, mobile driving licences, bank-based verification and biometric checks through a single integration, with automatic fallback when a user's device or location means the preferred method isn't available.

Does Authologic offer qualified electronic signatures (QES)?

Yes, through a certified partner - and Authologic will soon support QES within the EUDI Wallet ecosystem, where eIDAS 2.0 makes qualified signatures free of charge for non-professional use. Authologic does not operate its own Qualified Trust Service Provider. If established, standalone QES infrastructure is a hard requirement today, Signicat has the edge on that specific capability.

Can I verify the source of funds with Authologic or Signicat?

Authologic derives source of funds and source of wealth directly from open banking data across 30 countries and 2,500+ banks, bundled with identity verification. Signicat's Open Banking Hub covers bank account verification and affordability checks, with risk data collection available in its onboarding flows.

Which provider is better for iGaming compliance?

Authologic fits multi-market iGaming operators better: global eID coverage handles fragmented regulations, government-backed eIDs prevent multi-accounting, and built-in source of funds checks support affordability requirements. Operators using it include STS, LVBet, Betfan and Superbet.

What does the eIDAS 2.0 deadline actually mean for my business?

The December 2027 deadline requires organisations performing strong customer authentication - which explicitly includes financial institutions - to accept EUDI Wallet credentials if a customer presents them. The obligation is not satisfied by accepting other forms of digital identity. Authologic supports EUDI Wallets, including QES within the wallet ecosystem coming soon. The decision between the two providers is about what you need beyond the EUDI Wallet: global eID coverage and orchestration, or in-house qualified signing infrastructure.

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Changelog

• July 28, 2026 - Updated positioning, expanded QES section with EUDI Wallet economics, refined recommendation criteria.
• July 17, 2026 - Initial publication. Authologic: over 90 methods, over 80 providers, over 236 countries and territories. Signicat figures per public documentation, July 2026.