Authologic vs Signicat | Identity Verification Comparison

Authologic vs Signicat at a glance

Figures for Signicat come from its public website and developer documentation as of July 2026.

Which should you choose?

Choose Signicat if:

• Your users are in Europe and its 35 eID schemes cover your full user base - now and as you scale
• You need qualified electronic signatures and eSeal from a provider operating its own Qualified Trust Service Provider (QTSP)

Choose Authologic if:

• Your users are - or will be - outside Europe, or you serve a globally diverse user base where a European-only eID footprint creates a document-scan fallback for a significant share of your users
• You want automatic routing to the best local verification method without configuring and maintaining that logic yourself
• You need to accept EUDI Wallets, Apple Wallet, Google Wallet and Samsung Wallet credentials without building each connection yourself

If you are earlier in your evaluation and still mapping requirements, start with our KYC buyer's guide, which walks through how to assess verification providers step by step.

Capability snapshot as of July 2026, based on both companies' public documentation. Full details and sources in the comparison table above.

What is Signicat?

Signicat is a European provider of digital identity and electronic trust services, offering identity verification, authentication, electronic signatures and orchestration tools that enable secure, compliant digital interactions across borders. Founded in 2006 and headquartered in Trondheim, Norway, it operates across Europe and serves hundreds of enterprises in financial services, government, healthcare, insurance, and other regulated industries.

Signicat is one of the first certified QTSPs under eIDAS 2.0. That status matters: it means Signicat has undergone the independent audit and accreditation process required to issue qualified electronic signatures with the legal weight of a handwritten signature across the EU. It is a genuinely difficult credential to hold, and relatively few providers do.

The EUDI Wallet scheme presents an ambitious push toward digitisation across Europe, and Signicat has positioned its eID and Wallet Hub as a strategic bridge through what its own head of authentication described as "organised chaos" - businesses legally required to accept a new wallet most of their customers don't have yet, while supporting the national and banking ID systems those customers use today.

What is Authologic?

Authologic is a trust platform covering all 3 generations of digital identity - legacy documents and biometrics, today's national eIDs and bank IDs, and next-generation wallet credentials - unifying over 90 verification methods from more than 80 providers across over 236 countries and territories.

The founding premise is that document scanning should be the infrastructure of last resort, not the default path. Every user who reaches a document scan instead of a government-backed eID represents avoidable friction, avoidable fraud risk, and an avoidable drop-off. Authologic's OmniID platform connects businesses to multiple identity verification methods and automatically selects the most appropriate method based on a user's location and device, while providing fallback options such as document verification where digital credentials are unavailable.

The approach is already in production across regulated industries: mBank Group's mElements runs B2B merchant onboarding on it, Intrum uses it for self-service identity checks, lender WEALTHON cut document fraud with it, and mobility operator 4Mobility verifies renters through it.

Authologic is a Y Combinator alumni, venture-backed, with 100+ regulated customers in production, headquartered in London with offices in Warsaw and San Francisco. In July 2026, Authologic partnered with Google, enabling businesses to accept identity credentials stored in Google Wallet - including Google ID Pass, a digital passport available in the United States, United Kingdom, Brazil, Singapore and Taiwan. When a business requests verification, the user shares only the attributes needed, such as name or age confirmation, directly from their device.

The eIDAS 2.0 clock is ticking

This is the context that makes the comparison urgent rather than academic.

eIDAS 2.0 requires every EU Member State to make at least one EUDI Wallet available to all citizens and residents by December 2026, and creates a mandatory acceptance obligation for financial institutions and other regulated businesses by December 2027. The obligation is not optional for covered organisations. It is not limited to customer-facing channels. And it is not satisfied by accepting other forms of digital identity. If a customer presents a valid EUDI Wallet credential for onboarding or re-verification, you must have a system capable of processing it.

The scale is continental: roughly 450 million EU citizens and residents will be offered a digital identity wallet. The amended regulation also introduces a harmonised sanctions regime, with administrative fines of up to EUR 5 million or 1% of total worldwide annual turnover - and enforcement of the acceptance obligation is expected to follow the same model. For organisations in financial services, healthcare, telecommunications and the public sector, the practical consequence is identical: verification infrastructure that can process credentials issued in any Member State.

July 2027 brings the AMLR, which ties identity verification to eIDAS-compliant methods. December 2027 is mandatory acceptance for regulated industries. Whether every wallet will be ready for every SCA use case on day one remains an open question - the legal obligation to accept them does not.

Both Signicat and Authologic are prepared for this. The question is what happens to your users who aren't EU citizens, and what happens to the majority of your EU users who won't have a wallet for months or years after the December 2026 issuance deadline. Every one of those users needs a fallback. What that fallback is - a high-assurance eID, or a document scan - determines your actual conversion rate.

How do Authologic and Signicat compare on eID coverage?

This is Europe versus the world.

With Signicat, businesses get access to 35 European eID schemes through a single integration. Those 35 schemes are real, well-integrated and battle-tested. BankID, MitID, itsme, Smart-ID - the national eIDs that hundreds of millions of Europeans use daily. For a business operating entirely within Europe, this is a genuine strength.

Authologic supports over 90 eID methods from more than 80 providers across over 236 countries and territories - including government-backed identity systems in markets far beyond the EU. The gap matters the moment you have users outside Europe, or users inside Europe who don't have a Signicat-supported eID.

In a Signicat flow for a non-EU user: document scan. In an Authologic flow: route to the best local eID or government wallet available, hold document scanning in reserve.

That difference has a direct conversion impact. Signicat's own Battle to Onboard research found that abandonment of financial services onboarding rose from 40% to 68% over six years - and identity verification is one of the biggest friction points in that funnel. Government-backed eIDs don't just deliver higher assurance - they deliver shorter flows, faster completions, and fewer abandonment points. The financial case for eID-first verification isn't philosophical. It's measurable in every funnel.

For a real-world example of what this looks like for a telecom operator verifying subscribers of every nationality, see the FONIA case study.

How do Authologic and Signicat approach identity orchestration?

The difference is platform default versus customer-configured.

Integrating regional eIDs one by one creates fragmented workflows, vendor lock-in and compounding technical debt. Every new market means another integration to build, certify, monitor and maintain. Both companies solve this problem, but from different starting points.

Authologic is built as an orchestration layer by design. One integration dynamically routes each user to the highest-converting local eID or wallet available, and falls back automatically when a method fails or is unavailable. Routing and fallback are platform defaults, not workflows the customer builds and owns.

Signicat approaches orchestration through Signicat Mint, a no-code platform that allows businesses to create and manage their own verification workflows without extensive programming knowledge.

The practical question for your engineering team: when your verification logic needs to change because a country launches a new eID scheme, who does the work - you, or the platform?

Open banking, source of funds and source of wealth

Authologic includes source of funds and source of wealth verification derived directly from open banking transaction data, covering 30 countries and 2,500+ banks. SoF/SoW comes bundled with identity verification in the same API, rather than requiring a separate integration.

Signicat's Open Banking Hub, launched in October 2024, focuses on bank account verification and affordability checks across 22 countries through aggregator partnerships. Risk-related data collection, including source of funds and wealth information, is available within its onboarding solutions.

For businesses subject to AML source-of-funds obligations - iGaming operators under affordability requirements, wealth managers, crypto platforms - the architectural question is the same one that runs through this entire comparison: one integration or several?

Where Signicat is stronger: QES

Signicat is a Qualified Trust Service Provider (QTSP) for QES and is registering as a QTSP for Qualified Electronic Attestations of Attributes under eIDAS 2.0. Operating a QTSP means passing an independent audit against ETSI standards, maintaining accreditation across multiple member states, and holding legal liability for the validity of every signature issued. Signicat has been doing this since before most of its competitors existed.

Authologic provides QES through a certified partner. If qualified electronic signing at scale - contracts, regulated agreements, notarised documents - is central to your use case, Signicat is the stronger choice on this specific capability.

The honest framing: Signicat is a European trust services platform with electronic signatures at its core. Authologic is identity infrastructure with global eID orchestration at its core. The right choice depends entirely on which of those two problems is yours.

Which is better for iGaming operators?

In iGaming, the method matters as much as the check itself. For operators active across multiple regulated markets, three problems make identity verification harder than it looks from the outside.

Fragmented regulation. Every market mandates different identity standards, different acceptable methods, and different obligations for operators. A provider limited to European eIDs forces document-based workarounds the moment you expand - and document-based workarounds are exactly what regulators are scrutinising most closely as AI-generated fraud scales.

Multi-accounting and bonus abuse. This is the one that costs operators the most money and gets the least technical attention. Document checks alone cannot prevent a player from registering twice. Government-backed eIDs bind verification to a real, unique individual at the national identity level. A player cannot register under the same eID twice. An eID-first approach doesn't just comply with regulation; it directly solves one of iGaming's most expensive operational problems at the infrastructure layer, before any manual review process begins.

Tightening compliance stacks. PEP and sanctions screening, affordability checks, source of funds verification and responsible gambling measures increasingly need to coexist in a single onboarding flow. Authologic's iGaming customers include STS, LVBet, Betfan and Superbet. LVBet - operating in Poland and Latvia - replaced OCR-only document verification with eIDs including mObywatel, mojeID, Smart-ID and eParaksts, accessed through a single API.

Pricing

Both companies price on request, based on verification volume, methods used and markets covered.

FAQ: Authologic vs Signicat

Is Authologic a good alternative to Signicat?

For businesses whose users extend beyond 35 European eID schemes, yes. Authologic covers over 90 methods across over 236 countries and territories versus Signicat's 35 European eID schemes, adds automatic method fallback, and includes source of funds verification. For businesses whose core requirement is in-house qualified electronic signatures from a QTSP, Signicat is the stronger choice on that specific capability.

Does Signicat support eID verification outside Europe?

Signicat's eID and Wallet Hub covers 35 European schemes. Outside Europe, Signicat verifies users through document scanning. For eID-based verification in non-EU markets, a provider with global eID coverage is required.

What is the main difference between Authologic and Signicat?

Category and coverage. Authologic is a wallet-first trust platform covering all 3 generations of digital identity, with global reach; Signicat is a European digital identity platform with electronic signing at its core. Authologic routes each user automatically to the best available verification method across over 236 countries and territories, with identity and AML handled together. Signicat operates its own QTSP and full QES suite, which Authologic provides via a partner relationship.

Can Authologic handle EUDI Wallets?

Yes. OmniID connects businesses to Google Wallet, government eIDs, EUDI Wallets, mobile driving licences, bank-based verification and biometric checks through a single integration, with automatic fallback when a user's device or location means the preferred method isn't available.

Does Authologic offer qualified electronic signatures (QES)?

Yes, through a certified partner. Authologic does not operate its own Qualified Trust Service Provider. If in-house QES is a hard requirement, Signicat has the edge on this specific capability.

Can I verify the source of funds with Authologic or Signicat?

Authologic derives source of funds and source of wealth directly from open banking data across 30 countries and 2,500+ banks, bundled with identity verification. Signicat's Open Banking Hub covers bank account verification and affordability checks, with risk data collection available in its onboarding flows.

Which provider is better for iGaming compliance?

Authologic fits multi-market iGaming operators better: global eID coverage handles fragmented regulations, government-backed eIDs prevent multi-accounting, and built-in source of funds checks support affordability requirements. Operators using it include STS, LVBet, Betfan and Superbet. Signicat works well for operators active only within its European eID footprint.

What does the eIDAS 2.0 deadline actually mean for my business?

The December 2027 deadline requires organisations performing strong customer authentication - which explicitly includes financial institutions - to accept EUDI Wallet credentials if a customer presents them. The obligation is not satisfied by accepting other forms of digital identity. Both Authologic and Signicat support EUDI Wallets. The decision between them is about what you need beyond the EUDI Wallet: global eID coverage and orchestration, or in-house qualified signing infrastructure.

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Changelog

• July 2026 - Initial publication. Authologic: over 90 methods, over 80 providers, over 236 countries and territories. Signicat figures per public documentation, July 2026.